[Spreadsheet Template] Personal Cash Flow: September-December 2023

• Do you feel financially unstable?
• Does checking your bank account give you anxiety?
• Are you frustrated by the sensation of your money slipping away unnoticed?

This personal cash flow template is here to bring clarity to your personal finances, retake control of your spending, and reduce your money anxiety.

By filling out this template you will be able to forecast your daily, weekly, and monthly balance.

You will also be able to make better spending decisions and predict when you might face tighter budget constraints.

After trying several budgeting tools and formats, this personal cashflow template is THE financial tool that has allowed me to:

• Stay cash-positive until the end of the month
• Keep paying debt
• Be able to save